Membership Benefits

You can now download the membership application here

Equipment Insurance: Cloverleaf SOA will pay up to $2,400 to repair a members’ sulky and $200 per wheel that is damaged during a race or a pre-race warm-up. You must be a member to receive the benefits.

Third-Party Liability: Membership provides liability insurance through Harness Horsemen International. The third party liability coverage is for an eligible member who owns a standardbred horse that causes bodily injury or property damage.

Life Insurance:  Cloverleaf SOA now has a group life insurance policy for 25k for members under the age of 65.  For members ages 65-69, there is a 10k Final Expense policy & 15k Life Insurance policy.

Stronger Representation: There is power in numbers. By becoming a member of Cloverleaf SOA, you not only help yourself but help fellow horsemen’s efforts with Legislators as well and the Maryland Racing Commission, etc. to be more responsive to our needs and interests. Cloverleaf SOA has been instrumental in numerous legislative actions to improve harness racing, including state funding to increase purses and obtaining on of the lowest tax takeouts in the country.

Maryland Standardbred Horseman’s Assistant Fund, Inc.: Established October 1, 2001 when legislation was passed that separated the one combined fund coordinated by the thoroughbreds, into two separate entities. It exists to financially assist harness horsepeople that are actively racing or working at Maryland harness tracks that are truly in need of assistance and is committed to helping those involved in the Maryland harness racing community. There is a governing Board which consists of owners, trainers and racetrack officials, that review the confidential requests, including proof of income and expenses and determines any and all assistance on a case-by-case basis, imposes a limited dollar amount to be paid for a variety of assistance and may require other commitments from the person requesting assistance. It is supported by fines paid at Maryland harness racetracks and is overseen by the Maryland Racing Commission.